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HSBC Holdings PLC is the largest banking group in the world today as well as one of the oldest financial institutions. HSBC offers a full line of financial services and products to customers across the globe… read more.
Card Issuer   |
Brand |
Interest Rate |
Interest Free |
Annual Fee |
Transfer Rate |
 |
 |
 |
16.99% per annum |
45 days (up to) |
$0 | 5.99% | |
|
Show HSBC Credit Card Details
  Recommended by CCH   |
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History of HSBC
HSBC Holdings PLC was formed from The Hongkong and Shanghai Banking Corporation. After Hong Kong became a British colony in 1865, The Hongkong and Shanghai Banking Corporation was founded to provide financing for trade between Europe and China. In 1990, HSBC Holdings PLC was organised as the parent company of The Hongkong and Shanghai Banking Corporation. Since then, HSBC has acquired many financial institutions around the world and by 2007 was the most profitable bank in the world. In this same year, Money Magazine named HSBC “The Money Minder of the Year,” an award reserved for financial institutions that deliver the best return on their accounts. The Banker magazine recognised HSBC in 2008 as the most valuable banking brand in the world.
Services and Features of HSBC Savings Accounts
HSBC offers a variety of savings accounts. Customers have the choice of accounts that they can manage in an HSBC branch, over the phone, or online. Some accounts include cheque and ATM services. With ATM’s across the globe, HSBC customers can access their money anytime and anywhere. The HSBC Serious Saver account earns 4.75% every withdrawal-free month. Customers can also choose a term deposit account or a combined everyday and savings account.
Home Loans
HSBC offers variable rate and fixed rate home loans. Customers can apply for first-time home mortgages, mortgages to purchase another home, home refinancing loans, home equity loans, and investment property loans. HSBC has online tools to help customers determine the best loan deals and monthly payments. The online application process makes it convenient for customers to apply for home loans. Financial specialists are also available in HSBC branches and by phone.
Visa and American Express Credit Cards
HSBC customers can apply for a Visa or American Express credit card. Four different Visa cards are available with introductory interest rates as low as 0% p.a. and several cards offer rewards programs. HSBC credit card customers can transfer outstanding balances from other credit cards to a lower rate HSBC Visa or American Express credit card. Online credit card account management allows customers to have access to account information anytime.
Insurance Policies
Customers can secure insurance for many needs at HSBC. For coverage of mortgage loan or personal loan payments during or after unfortunate circumstances, HSBC provides Mortgage Protection Insurance and personal loan insurance. Customers can also obtain insurance policies to cover lost income, unforeseen medical expenses, and business expenses during hardships. Homes and personal belongings can be covered with HSBC Home Building and Contents insurance policies. For the vacationer or business traveler, HSBC provides travel insurance that covers medical situations, cancelled trip fees and deposits, and lost travel documents and luggage. HSBC also offers life insurance policies up to $500,000.
Investment Services
HSBC Financial Planners work with customers to plan successful financial strategies. Several investment services, including margin lending and stock purchasing, are offered.
