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Not many people can resist a good deal. It makes us feel good to save money when we make a purchase, especially when we we’re trying to turn our finances around. Grocery coupons, restaurant specials, and discounts when we use a certain credit card all sound like good ways to save money, but this isn’t always the case.
Years ago I thought I had to use every grocery coupon I had. Otherwise, I’d be missing out on some big savings. My husband and I get numerous coupons for local restaurants, and we would go out to eat more than we should so we made sure to take advantage of the great deals. A department store near us advertises that when we use their store credit card, we can save an additional 10% off the regular and sales prices. I would combine this “special” 10% savings with their “biggest sale of the season” for unbelievable (or so I thought) savings.
What I finally came to realise is that many times the best deal is to refrain from making a purchase at all. Some of the food items that were such a good deal because I had a coupon for them reached their expiration dates before we were able to eat them. The meals in restaurants were usually very good, and the coupons we used made them affordable. But if we had eaten at home, we would have had very good food and saved the amount of the restaurant bill. My husband, son, and I ended up with more clothes than we ever needed because of the great deals we found at the department store.
If you don’t really need an item, it’s not a good deal, no matter how inexpensive it is. Most sale items will be on sale again, and you might do better to wait until the next time. Or maybe even the time after that. Beware of making purchases “just in case.” Chances are you won’t ever need the item, and your money will be wasted. Even if it’s a “once in a lifetime” price, tell yourself to stop and think before you spend your money.
My suggestion for you:
Use as much caution spending money for “good deals” as you do every other purchase. You might get a much better deal by not buying anything.
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