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An unsecured claim refers to a claim in which a creditor has a right to... ...more
Joint credit refers to credit that is extended to two or more people. The amount of credit issued is based on the combined incomes, assets and credit histories of the applicants. The holders of joint credit are both responsible for the debt, which can become a concern in situations such as divorce proceedings, as one partner may be held responsible for the debts incurred by the other partner.