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A zero balance means that there are no funds owing on the account. All... ...more
A cash rebate, also known as "cash back," is a way that credit card companies reward you for charging purchases on their card. The cash rebate is a fixed percentage of the total amount you charge on your credit card over a specific period of time, usually about a month.
Cash rebates can be a useful bonus, but only if you normally pay your credit card bills in full each month. If you do, the cash back reward reduces your overall expenses. But beware, because cash back cards usually have higher interest rates than cards that do not offer a cash rebate. And if you don't pay your full balance every month, that higher interest rate more than offsets the cash back incentive.