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A cash rebate, also known as "cash back," is a way that credit card companies... ...more
A balance transfer consists of your moving your unpaid balance from one credit card to another. The point of doing this is to lower the fees you are paying on your unpaid balance. To make this work, you need to transfer the balance to a card with a lower APR. But here's where you need to beware: many credit card companies offer a low introductory APR to attract new customers. That APR will go up, and it is important for the customer to know before-hand what the regular APR will be and when it will go into effect.
Credit card companies offer APRs as low as 0% for a fixed period of time. But APRs can be different for balance transfers, so be sure to find out the APR that applies to balance transfers specifically, and when they expire.