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Something I have discovered since my husband and I started straightening out our finances is that my attitude has a lot to do with how I handle money. It’s easy for your attitude to turn sour when your finances are a wreck. As soon as you realise you have a bad attitude towards your finances and saving money, you need to do everything you can to turn it around.
When we first started our new financial life, I was pathetic. I complained about how we didn’t have enough money to do anything fun. I said things like, “I hate being poor.” I moped around when a friend bought something new and I knew I couldn’t have one, too. It took me awhile to figure out that my negative thoughts were keeping me from contributing to our financial goals.
When you focus on the negatives of your situation, all you see is negative things. I was concentrating on how much money we didn’t have instead of looking at what we did have. All I saw was that we were short on cash for things we really didn’t need. Even though it was a struggle, we had enough money to pay the bills, buy food, and pay our mortgage. Besides things like groceries and other consumables, there really wasn’t anything we needed to buy. My husband and I did our research and discovered all sorts of free things to do in our town and in nearby places. If you equate spending money with having fun and living the good life, STOP! You can have the time of your life without spending any money at all. It’s all in your attitude.
My suggestion for you:
Be aware of your thoughts about money and your finances. If you have a negative attitude, it will take you longer to straighten out your finances.
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Check Your Financial Attitude – Part 2 (previous post)
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