* 0% p.a balance transfers for 6 months
* 13.49% p.a. interest rate on purchases
* 1 Reward Point for every $1 you repay to your balance
* Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
* Choose how often you would like to be rewarded - every 3, 6 or 12 months
* $57 Annual Account Fee + $22 Rewards Program Fee (per card)
* $10 additional card holder fee
* 20.74% p.a. interest rate on cash advances
* Up to 55 days interest free
* Up to $15,000 credit limit
Whether you want a smart way to repay your balance or up to 55 days interest free credit on purchases, ANZ Low Rate MasterCard could help you take control of your finances.
Features at a glance:
* 0% p.a. on balance transfers for the first 6 months
* Low interest rate of 12.49% p.a. p.a. on purchases
* Up to 55 days interest free credit on purchases
* Access to special offers with MasterCard Applause
* Design your own card
Enjoy the freedom to make everyday purchases, pay bills or deal with that unexpected expense, without paying for extras you don’t need.
* $0 Annual Account Fee for the first 12 months
* Introductory offer of 7.99% p.a. on balance transfers for the first 6 months
* Up to 44 days interest free credit on purchases
* Convenience of Visa acceptance at over 24 million locations worldwide
* ANZ Falcon security with 24/7 monitoring of suspicious transactions
* Access to exclusive offers through Visa Entertainment
With the low rate Aussie MasterCard(R) we’ve done away with unnecessary extras like expensive rewards. You get a no-nonsense credit card with a great low rate on purchases.
* 2.99% p.a on balance transfers for the 1st 6 months.
* 2.99% p.a. on purchases for the 1st 6 months.
* Reverts to a great low rate on purchases, now just 12.29% p.a.
* Low annual account fee of $49.
Apply now for the low rate Aussie MasterCard.
Put yourself in a better place.
Terms and conditions apply.
If you love to shop, this low interest rate credit card may be just for you. A low 11.99% p.a. rate on purchases means you can save on interest while enjoying the freedom to shop when you like. Save even more money by transferring a balance from a high rate non-St.George card to your Vertigo MasterCard and receive 0% on balance transfers for up to 6 months from when your card is approved.
* 11.99% p.a. on purchases
* 0% p.a. balance transfer rate for up to 6 months
* Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009
At last a credit card that gives you a low interest rate of 15.49% p.a. on purchases. Apply now and you’ll also receive 2.9% p.a. for 6 months on Balance Transfers.
With Citibank Clear Card, the choice has never been clearer:
* 15.49% p.a. ongoing on purchases
* 2.9% for 6 months on Balance Transfers
* Access your account anywhere, anytime via Internet and phone banking
* Up to 55 days interest free on retail purchases
Apply Online Now. Click through for full product terms and conditions.
* Enjoy the convenience of a complimentary additional card for a family member or friend
* Enjoy hassle free shopping online and while travelling overseas
* Secure Internet Shopping protects you against online card fraud, 24 hours a day, 7 days a week
Want to get smarter with your money? Then the St.George Vertigo MasterCard is the perfect accessory. It can help you buy the things you need and still stay in control of your credit card balance.
* Low ongoing rate on purchases - just 11.99%p.a.
* 0%p.a. on balance transfers for up to 6 months.
* Low annual fee of $55.
* Up to 55 days interest free on purchases.
Everyday Money Credit Card is competitively positioned in “Retail Rewards Card” market with:
Lowest APR
Unique rewards Shopping card every 4 months
Hot offer Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010
Low annual free (waived for first year)
Acquisition offer: Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010 (details on Page 3)
Features:
No annual fee
Pay no annual fee for the first year and only $49 per year after that.
Free additional cardholder
You can apply for a family member or friend who is over 16 years of age to become an additional cardholder on your Everyday Money Credit Card. You’ll even earn reward points for purchases on the additional card. Simply complete the relevant section of the Everyday Money Credit Card application.
A competitive credit card interest rate
The Everyday Money Credit Card offers a competitive interest rate (currently 18.49% p.a. on purchases and 20.99% p.a. for cash advances).
Up to 55 days interest free on purchases
With an Everyday Money Credit Card you can benefit from up to 55 days interest free on purchases.
5.99% p.a. on card balance transfers for the first 6 months
Your Everyday Money Credit Card gives you the option to transfer the balances from your non-HSBC credit or store cards, enabling you to reduce the cost and difficulty of managing more cards. Apply now and you’ll pay a low 5.99% p.a. for the first 6 months on balance transfers from non-HSBC credit or store cards
Worldwide acceptance wherever you see the MasterCard logo
The Everyday Money Credit Card is accepted at over 26 millions locations worldwide wherever you see the MasterCard logo.
Chip security
A microchip is embedded in the Everyday Money Credit Card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use.
MasterCard PayPass
MasterCard PayPass is a convenient payment program that will allow you to just Tap & Go your card wherever you see the PayPass sign. So there’s no need to wait, sign or enter a PIN for amounts that are $35 or less.
Access to Everyday Money Credit Card Repayment Insurance
Protect yourself from the unexpected with Everyday Money Credit Card Repayment Insurance. Get help with your monthly credit card repayments if you’re involuntarily unemployed (due to redundancy or retrenchment) or can’t work due to injury or sickness. If you become totally and permanently disabled or were to pass away, the outstanding balance on your card is repaid up to a maximum of $25,000.
Everyday Money Credit Card Repayment Insurance doesn’t cost much. You’ll pay just 60c for each $100 of your monthly outstanding balance. There are no medical examinations or health questions to answer and you have a 30-day cooling off period. If you’d like to apply for Card Repayment Insurance simply select this option when you apply for the Everyday Money Credit Card, download a form or call Customer Service on 1300 10 1234.
We’ll even let you choose your own card colour - now that’s refreshing!
When you apply for the Everyday Money Credit Card you can choose from a black, pink, blue or green card. And if you apply for an additional cardholder they too can choose their own card colour.
Things you should know
The Everyday Money credit card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 and HSBC is the credit provider. Lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 11 January 2010 and are subject to change. Terms and conditions apply and are available upon request. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. *As rated by CANSTAR CANNEX, May 2009.
The bonus $50 shopping card is only available to new approved primary cardholders who apply between 11 January 2010 and 31 March 2010, and who make 3 purchases on their new card by 31 May 2010 (excluding Dick Smith interest free promotions). Your account must be current and not in arrears. The bonus $50 shopping card offer cannot be used in conjunction with any other bonus offer. Allow up to eight weeks from date of third purchase on your credit card for receipt of your shopping card.
No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, standalone photo kiosks, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers. For a list of franchisees and resellers please call 1300 10 1234.
The Everyday Money Shopping Card is redeemable at participating stores only and expires 90 days after the date of issue. Participating stores may change from time to time. The shopping card is currently not accepted at some designated Dick Smith, Tandy and CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets. The shopping card cannot be used for online purchases (except Homeshop), at standalone photo kiosks, optical counters, DVD vending machines and mobile EFTPOS terminals. For a full list of participating stores where you can use your shopping card, details of the points you’ll need to obtain one, and to find out its value.
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