In order to prevent identity theft by use of credit cards and credit card fraud, there are several steps that credit card holders may take to keep themselves and their credit safe. The more obvious steps to take, such as not loaning out your card, not leaving it lying around, keeping your card in sight whenever possible, and not giving out the number to people without first verifying their legitimacy, are only the beginning.
Other steps to take can begin with asking about multiple swipes made to your card. Often, multiple swipes are necessary because the magnetic strip on the card doesn’t read correctly, but sometimes, cards will be swiped more than once so the information can be later transferred to a fake, duplicate card. Always ask why multiple swipes are necessary.
Also, never use your credit card to make a payment on an unsecured Web site. To check to see if a Web site is secure, look for a small lock icon in the lower right corner of the site or for the page’s status bar. If the lock is not there, then the site is not secure and you should not use a credit card to make payments. Credit card numbers can easily be swiped, with a little computer know-how, from unsecured sites.
No comments yet.