Credit Cards » Credit Card Protection Tips (Part 2)

Credit Card Protection Tips (Part 2)

Further tips toward protecting credit cards include not carrying multiple credit cards. If a wallet is stolen, everything contained within is lost. Leave any card not being used on an outing at home and try to put any purchase on one card.

Another smart idea is to not give out a credit card number while on a cell phone. Any conversation had on a cell phone in public can be overheard, and if a credit card number is given out in public, it can easily be copied down and used. If you have to give a credit card number over the phone, ask if you can call the company back from home or find a place with no one around, such as in your own car.

A final hint might be to consider pre-paid credit cards when online shopping. These cards can be loaded with a set amount and they work the same way as a regular credit card. Also, if one of these cards is stolen, the liability to the user and the amount of money lost is limited by the amount on the card. In addition, there is no interest on a pre-paid card.

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Posted 25th February 2009 at 12:55 pm

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