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(4.80 out of 5)Credit card and finance computations can make your head spin, we have developed common calculators to assist you.
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A financial statement is a record of your account generated by a bank,... ...more
Job hunters today need to take advantage of every tactic that can bring them closer to landing a job. The sluggish economy is making it difficult for even those with stellar resumes to secure new positions. One tried and true method to finding available jobs - and possibly increasing your chances of being hired - is networking. Networking is simply using your existing contacts to become acquainted with new contacts, with the idea that somewhere along the way you’ll be connected to someone that can help you locate the job you’re looking for. …read more…
26th June 2009 at 3:33 pm
(6 Votes, Average: 3.67 out of 5)
Loading ...Have you ever bought something on impulse and then decided a few days later that you made a big mistake with the purchase? I know I have. More times than I want to think about. I’ve learned a few tricks that might help you control your impulse-buying monster.
First, always keep your receipts. This means for everything you buy, whether you pay by cash, credit card, or debit card. Keep an envelope especially for receipts, and as soon as you come home with a purchase, put your receipts in this envelope. You might already have a filing system where you keep your monthly receipts. It doesn’t matter where you keep them. Just make sure you can find them when you need them. …more…
24th June 2009 at 3:40 pm
(2 Votes, Average: 4.50 out of 5) Loading ...How much information do you tell your friends and family about your finances? Do they know how much your salary is? Do they know what bills you have to pay? Do they know the state of your bank accounts?
I’ve been in circumstances where telling others about my financial situation ended up helping me. And I’ve been in circumstances where it was a disaster. Personal finance is often a touchy subject. You have to determine how much information you should reveal, and most importantly, who can be trusted with that information. …read on…
4th June 2009 at 1:38 pm
(4 Votes, Average: 4.00 out of 5) Loading ...Not many people can resist a good deal. It makes us feel good to save money when we make a purchase, especially when we we’re trying to turn our finances around. Grocery coupons, restaurant specials, and discounts when we use a certain credit card all sound like good ways to save money, but this isn’t always the case.
Years ago I thought I had to use every grocery coupon I had. Otherwise, I’d be missing out on some big savings. My husband and I get numerous coupons for local restaurants, and we would go out to eat more than we should so we made sure to take advantage of the great deals. A department store near us advertises that when we use their store credit card, we can save an additional 10% off the regular and sales prices. I would combine this “special” 10% savings with their “biggest sale of the season” for unbelievable (or so I thought) savings. …continue…
2nd June 2009 at 5:19 pm
(3 Votes, Average: 3.67 out of 5) Loading ...If you’re married or in a committed relationship, you know that it’s important to discuss how the money will be managed. If you’re about to enter into marriage or a committed relationship, don’t think that the money management will take care of itself. This is something that you need to discuss with your partner.
I’ve already mentioned that I never asked my husband what his financial situation was before we got married. This was a big mistake. Money, or the lack of money, can cause major problems, and it’s best to get a handle on how everything will be managed before it’s too late.
One topic to discuss is who will take the responsibility for managing the finances. Maybe one of you is talented in this area and wants to take most of the responsibility. This is fine as long as you both agree to this arrangement. Sometimes couples want to split the responsibility, and this is fine, too. Just remember that you should always know the basics of what is going on with your finances, even if your partner is the one to do most of the transactions and checkbook balancing. …continue…
2nd June 2009 at 12:41 am
(2 Votes, Average: 4.50 out of 5) Loading ...I’ve experimented with different numbers of checking and savings accounts to see what works best for our household. The number of accounts you have will depend on what works best for you. The number of accounts you have may change as your financial situation changes, too.
My husband and I used to be terrible about saving money for anything. We would have great plans for taking vacations, buying big items for our home, or starting an emergency savings fund, but we were never able to save enough money to make any of our plans happen. One of our problems turned out to be that unless we set money aside in a special account for things like vacations, we would find a way to spend it on something else. …read on…
31st May 2009 at 11:06 pm
(3 Votes, Average: 4.67 out of 5) Loading ...