Credit Cards » Tips & Tricks

Tips for Saving Money on a Great Holiday

Even if you are working your way out of debt or trying to stay on top of things in this difficult economic time, you still may be able to enjoy a fun and relaxing holiday adventure. You just have to be a little creative when you do so. Here are some tips to help you save money while on holiday. …more…

23rd August 2009 at 4:11 pm

1 Star2 Stars3 Stars4 Stars5 Stars (10 Votes, Average: 3.90 out of 5)
Loading ... Loading ...

Tips for Building an Emergency Fund

An emergency fund is money that you have tucked away in a savings account for the emergencies that you know will happen. Whether it is a suddenly leaky roof or a car tire that has to be replaced, you are going to face expensive emergencies, and you will not have to rely on credit to fund them if you have a proper emergency fund. Start with putting around $1,000 to $2,000 dollars aside for emergencies, then work towards building a fund containing three to six months worth of living expenses. The following tips will help you find the money to start saving. …more…

17th August 2009 at 2:53 pm

1 Star2 Stars3 Stars4 Stars5 Stars (8 Votes, Average: 4.50 out of 5)
Loading ... Loading ...

Tips on Using Credit Cards Wisely

Let’s face it: no one intends to get way over their heads with credit card debt. Most people get their first credit cards with great intentions – to establish a solid credit history for use later in life. However, over time, charging purchases just becomes a way of life, and soon we struggle with our debt load.

A credit card is not the evil entity that many have pictured it to be. You can use credit cards wisely and benefit substantially from them, but you will have to start thinking before you buy! …more…

7th August 2009 at 4:43 pm

1 Star2 Stars3 Stars4 Stars5 Stars (8 Votes, Average: 4.50 out of 5)
Loading ... Loading ...

Always Have a Plan B

You have probably discovered that your financial picture can change in a negative or positive way at any given moment. Job losses, job promotions, medical emergencies, and unexpected windfalls are a few of the events that affect our money situations. It would make my life so much easier if I knew exactly what our finances would look like in a year - or even a month - from now, but that will never happen. …continue…

10th July 2009 at 3:45 pm

1 Star2 Stars3 Stars4 Stars5 Stars (4 Votes, Average: 5.00 out of 5)
Loading ... Loading ...

A Cheaper Holiday

When my husband and I launched our “get out of debt” program, one thing I absolutely did not want to give up was our annual holiday. We had so many wonderful memories of time spent travelling together. I just couldn’t imagine not looking forward to a holiday adventure every year.

This may sound like a cliche, but we found that the most important part of a holiday is not the destination, but the time we spend together as a family. Since my husband and I decided to get our debt under control and omitted travelling holidays, we’ve discovered some great alternatives to our annual trips. It may take a little research to find something to suit your family, but I promise you it will be well worth the effort. …continue…

6th July 2009 at 2:14 pm

1 Star2 Stars3 Stars4 Stars5 Stars (7 Votes, Average: 3.29 out of 5)
Loading ... Loading ...

Credit Card Protection Tips

In order to prevent identity theft by use of credit cards and credit card fraud, there are several steps that credit card holders may take to keep themselves and their credit safe. The more obvious steps to take, such as not loaning out your card, not leaving it lying around, keeping your card in sight whenever possible, and not giving out the number to people without first verifying their legitimacy, are only the beginning. …go on…

1st July 2009 at 9:44 am

1 Star2 Stars3 Stars4 Stars5 Stars (5 Votes, Average: 3.20 out of 5)
Loading ... Loading ...